Monetary Morphogenesis

and the evolution of exchange and credit

Ever since human societies evolved beyond small, gift-exchange or barter communities, and into monetary economies, externally provided tokens of various nature have been accepted as final means of payment. The management of these tokens is a problem human societies have solved for centuries with command-and-control, centrally planned systems of money and credit.

Now, for the first time in recorded history, the development of reliable, decentralized systems of money and credit is possible and capable of meeting tomorrow’s challenges.

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